What is bankruptcy law
How can the bankruptcy law help me?
Firstly, we should define exactly what “bankruptcy law” is. Bankruptcy is a set of laws called for in the U.S. Constitution. Over the years, Congress has passed many laws regarding bankruptcy. The most recent bankruptcy law passed by Congress was BAPCPA (the Bankruptcy Abuse Prevention and Consumer Protection Act) in 2005.
The current bankruptcy law sets up several types of bankruptcy named after the “chapter” of the law they are found in. These are Chapter 7, Chapter 9, Chapter 11, Chapter 12, Chapter 13, and Chapter 15. As a consumer bankruptcy attorney, I am most concerned with Chapter 7 and Chapter 13. If you are struggling with debt, these options may help.
The bankruptcy law looks to your state to determine what property is and what debt is. Since property can sometimes be lost in bankruptcy, this is important. For this reason, a bankruptcy attorney must be familiar with the laws of Congress and the state in which the case is filed.
The bankruptcy law in the U.S. is quite complicated. You should not try to file a Chapter 7 bankruptcy or Chapter 13 bankruptcy yourself. Call an experienced bankruptcy attorney to protect your rights. You can use my contact page to get in touch with me or schedule an appointment online.
I have also typed numerous blogs to help you get familiar with the bankruptcy law. You should visit any of the topics below my picture to learn more.
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Sean C. Paul is licensed to practice law in the State of Missouri. His practice is located in south St. Louis County. He practices bankruptcy law, primarily.Sean C. Paul will give you the individual attention you deserve. He understands the importance of your financial decisions. He wants to help you make the best choice, whether it’s a Chapter 7 or a Chapter 13 Bankruptcy. |
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